The dashboards which accompany the General Insurance Industry Review report contain a range of interactive charts and graphs presenting the key industry performance metrics for the past 5 years.

Following the release of the APRA data on 3 March 2022, our product level dashboard has been updated using data as on 31 December 2021.

Our institutional dashboard uses data as on 30 June 2021.

The interactive dashboards allow you to view the data at various levels. The Institution Level Dashboard also enables you to compare an individual insurer’s metrics with another insurer, and to all insurers operating in the same market segment.

All data has been sourced from the APRA General Insurance publications. Further information on methodology is provided within each Dashboard.

Summarises key performance statistics by Institution
(updated February 2022)

Summarises key performance statistics by Product Class
(updated February 2022)

Product Level Dashboard commentary

The following key high-level observations cover the product level dashboard update:

Gross Written Premium (GWP)

  • In the 12 months to 31 December 2021, GWP has increased by 11.2%. There have been increases in premiums across all lines of business with the exception of Compulsory Third Party (CTP) where premium changes have remained relatively flat.
  • Across the major personal and commercial classes of business excluding CTP, Other and Employers Liability, GWP has increased by 11.6% driven by growth across the commercial classes. In particular, Commercial Property and Professional Indemnity has seen premium growth rates of 16.0% and 23.9% respectively.
  • Personal lines and Commercial Motor Vehicle business has seen premium growth slightly below the overall average.
  • Other lines of business include the Travel Insurance product, which continues to have significant declines in written premiums in recent quarters. This is attributed to the impact of COVID-19 on domestic and international travel.

Underwriting Profitability

  • In the 12 months to 31 December 2021, Underwriting Profitability was positive ($4.02 billion)1 . Underwriting Profitability was seen in Fire and Industrial Special Risks (ISR), Professional Indemnity, CTP, Public and Product Liability and Other, offset by negative results in Commercial Motor and Personal business lines.
  • The main drivers of the total increase compared to the previous 12 months are:
    • Insurers were found to be liable to pay out for Business Interruption (BI) for Covid-19 for some policies due to policy wordings, leading to overall underwriting losses in the December 2020 Quarter of $1.5 billion in the Fire and ISR class (which contains BI). This was reflected in the previous 12-month result for calendar year 2020.
    • Extreme weather-related events in the 2019-20 financial year, including bushfires and storms, resulted in higher underwriting losses over that period. This was reflected in the previous 12 month result for the 2020 calendar year.
    • Increased housing prices and activity in Australia’s property market have led to a 24% growth in GWP for mortgage insurance over the 12 months to 31 December 2021, with improved underwriting results over the 2021 calendar year. 
    • An increase in the underwriting result for professional indemnity from -$36 million in the previous 12 months to $481 million in the 12 months to 31 December 2021.
    • Increases were partially offset by a decrease in underwriting result for personal lines in the 2021 calendar year.
    • A large release in reserves for CTP in the December 2021 quarter as Scheme changes in NSW are reaching a more mature state and claims experience has further developed.
  • In the December 2021 Quarter, underwriting performance resulted in a profit of $0.96 billion, compared to the underwriting loss made the same financial quarter in 2020 of -$1.16 billion.


  1. Includes all general insurers (direct and indirect)

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