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Karin has 14 years’ worth of Data and Analytics experience and is an Associate Director in KPMG Data & Analytics, function which include all aspects of Data and Information Management and Governance, Big Data projects as well as a wide range of analytical projects ranging from Business Intelligence to predictive modelling. Prior to joining KPMG, Karin was responsible for customer analytics at a major South African bank. During her banking career she also headed up a credit risk function for an unsecured lending portfolio.