Kate is the Banking Conduct and Capital Markets Sector Lead for the EMA Financial Services Regulatory Insight Centre (RIC). Kate has over 15 years experience both working in Wholesale Banks and regulating them. Kate’s recent experience was supporting the implementation of the investor protection sections of MiFID II in the investment banking area of global bank. Prior to that, Kate spent 4 years supervising large global wholesale banks at the UK Financial Conduct Authority (FCA) while they were implementing conduct risk programmes, SMCR, MiFID II and planning for Brexit. This built on her experience of working for nearly 10 years at a large global investment bank, managing teams in Treasury and Bank Loans Operations and Operational Risk in both London and New York.