October retail figures saw a further downturn in sales, following a September that has been described as the ‘worst since 1995’. It remains to be seen whether Black Friday discounting will make any impact on this trend.

Yet a consistent driver of profitability and potential differentiator is providing the right personal finance options to complement the retail experience. In uncertain times, straightforward and responsibly-sold personal finance can play a key part in underpinning fragile consumer confidence. Retailers doing this can gain an edge over rivals.

Download our ‘Retail Consumer Finance’ publication to explore how retailers can win in these uncertain times.