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The chaotic middle | The autonomous vehicle and disruption in automobile insurance
The chaotic middle | The autonomous vehicle
The core business models for traditional automobile insurance carriers may be under threat of obsolescence, with automobile manufacturers potentially becoming a potent alternative to cover driving risk.
Since our initial white paper in October 2015, Marketplace of change: automobile insurance in the era of autonomous vehicles, we now believe that the traditional personal automobile insurance marketplace has the potential to be even more severely disrupted - by new competition and shifts towards other types of insurance coverage.
The move to new business models will not be smooth and we anticipate a “chaotic middle” of a decade or more, as companies adjust their strategies and operations. This study integrates our latest research and thought leadership through covering four underlying themes:
- Alignment for mass autonomy: Acceleration of the pace of change
- The triad of disruptors for auto insurance
- Perfect storm: Modeling the potential impact
- Chaotic middle: Dual challenge facing insurers
Download our whitepaper for more insight into the ever evolving autonomous vehicle phenomena.
© 2020 KPMG LLP, a UK limited liability partnership, and a member firm of the KPMG network of independent member firms affiliated with KPMG International Cooperative, a Swiss entity. All rights reserved.
KPMG International Cooperative (“KPMG International”) is a Swiss entity. Member firms of the KPMG network of independent firms are affiliated with KPMG International. KPMG International provides no client services. No member firm has any authority to obligate or bind KPMG International or any other member firm vis-à-vis third parties, nor does KPMG International have any such authority to obligate or bind any member firm.
