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Kay a Financial Services Audit Partner and Head of Insurance for KPMG New Zealand. Kay's passion lies in the insurance sector and in particular assisting insurers in dealing with the changing financial reporting and regulatory landscape. She believes that the insurance sector has a pivotal role to play in ensuring the smooth functioning and growth of our economy. The challenges posed by the Canterbury earthquakes have tested the country as a whole. From a prosperity perspective, the challenge is not only how we rebuild Canterbury, but how we apply the lessons learned to ensure that we work together to minimise both the social and financial impact to the nation of any such future natural disasters.