Banking Survey 2018
Banking Results 2018
This report has been prepared by KPMG Taseer Hadi & Co. and summarizes the performance of selected commercial banks in Pakistan for the year ended 31 December 2018.
The results and KPIs compared for each bank are:
- Total Assets
- Capital Adequacy Ratio (CAR)
- Net Assets
- Return on Average Equity (ROE)
- Impairment cover
- Return on Average Assets (ROA)
- Net Interest Margin
- Average Advances to Average
- Deposits Ratio
- Non funded income as a percentage of net interest income
- Non - performing advances to Gross Loans
- Market Capitalization
- Profit before and after tax
- Operating expenses to average deposits ratio
- Individual deposits to total deposits
- Average deposits per branch
- Compensation costs to average deposits
Reference should be made to the published financial statements of the banks and KPI definitions included in this report to enhance the understanding of ratios and analysis of performance of a particular bank.
The financial statements of First Women Bank Limited, Summit Bank Limited and Sindh Bank Limited were not published till the date of our publication, and accordingly their results are not included in this report.
Comparative figures of 2017 as reported in our Banking Results 2017 have been updated to correspond with comparative figures reported in 2018 financial statements. We have tried to provide relevant financial analysis of the banks which we thought would be useful for benchmarking and comparison. We welcome any comments, which would facilitate
improving the contents of this report. The comments may be sent to Syedanjum@kpmg.com.
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