KPMG in Sri Lanka take pride in presenting the second Issue of the Sri Lanka Banking report for the 1st half 2018. The banking industry is going through a time of significant change. From disruption caused by fintech to increasing regulatory burdens. Our team led by Mrs. Ranjani Joseph, Partner - Head of Banking Services have taken an in depth analysis of the implications of SLFRS 9 and Fraud Risk Management. The report also does not fail to focus on key banking performance indicators and trends in the first half of 2018.