In this edition, we were determined to match the spirit of innovation, which has been embraced by the local insurance industry during the year.

The 2016 survey includes 14 pieces of thought leadership that specifically focus on various aspects touching the industry.

Our connectivity with the market has ensured that the thought leadership that we share in this issue is topical, interesting, inspiring and most importantly, what you want to read. Whether you are interested in business, regulatory, tax or accounting topics – we have it covered in this edition.

Our regulatory topics this year focus on aspects around SAM, RDR and the ORSA. We explore the benefits of SAM for the industry, we evaluate some global insights around the ORSA and we discuss the changing face of financial advice.

On the accounting side, we explore the impact of IFRS 4 Phase 2 by ways of a detailed example using the Premium Allocation Approach – try to read this article first thing in the morning with a strong cup of coffee. It is also time to face your IFRS 9 fears – our IFRS 9 article does an impact analysis for the insurance industry.

If blockchain is keeping you up at night, and you don’t know where to spend your Bitcoins, we might have some answers for you. Have you ever considered while pacing up and down what actually happens to the information on your Fitbit and who has access to it? Then take a breather and enjoy the article on this topic.

As always, we have included and analysed the financial results for the year gone by for the short-term insurance, long-term insurance and reinsurance industries.

• Download the 2016 South African Insurance Survey (PDF 4MB)