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Financial inclusion – a tool for mitigating marginalisation

Financial inclusion – a tool for mitigating

Exploring the viability of using financial inclusion as a medium to reduce marginalisation


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In India, a person’s identity is deeply entrenched in constructs like religion, caste, ethnicity and gender. In this paper, we focus on transgender community, ragpickers and denotified tribes. This report explores the role of access to finance as a tool to accelerate inclusion. It brings forth three models which showcase the viability of extending financial services to marginalised communities through use of innovative technology and inventive design of financial products and services. The case studies included in the report exemplify use of blockchain technology to provide marginalised communities with identity and integrated model for livelihood promotion insurance and social security.

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