Growth, trust and people are among the major themes to watch out for in 2019, according to KPMG partners Jim Liddy, Global Chairman of Financial Services; Edge Zarrella, ASPAC Regional Senior Partner, HSBC; Laura Hay, Global Head of Insurance; Judd Caplain, Global Head of Banking and Capital Markets; Ian Pollari, Global Co-Leader, Fintech Practice; and Tom Brown, Global and UK Head of Asset Management.